Uralsib's profits dropped significantly to 10 billion rubles within the first half of the year.
In the first half of 2025, Uralsib Bank, a prominent Russian financial institution, reported a profit of 10 billion rubles under Russian Accounting Standards (RAS). The bank's total assets reached an impressive 820.5 billion rubles, while own funds (capital) stood at 104.2 billion rubles [1]. This strong financial performance and robust capital position have been reflected in the bank's ability to comfortably meet all mandatory regulatory standards.
Two major Russian rating agencies, ACRA and NKR, have recognised Uralsib Bank's stability and business model by upgrading its credit rating. ACRA assigned a credit rating of A (RU) with a stable outlook, while NKR upgraded it to A+.ru also with a stable outlook [1]. These ratings indicate a positive credit assessment and confidence in the bank's future prospects.
However, it is worth noting that Uralsib Bank is currently under international sanctions. The bank is included in the US Office of Foreign Assets Control (OFAC) sanctions list and the 18th EU sanctions package, which imposed comprehensive transactional restrictions and SWIFT exclusion among other limitations [3][4]. These sanctions could impact Uralsib Bank's international banking operations and partnerships.
Regarding the specifics of Uralsib Bank's geographic operations, such as its Southern, Eastern, and Northern operations, the search results did not provide explicit information for the current year (2025). While no direct recent data for the Southern operations was found, given the bank's overall strategic development and stable credit ratings, it can be inferred that the bank’s operations, including Southern segments, are likely stable or improving, though without a direct source, this remains an informed assumption.
Unfortunately, the search results did not provide explicit information about changes or current levels of interest rates on deposits for 2025. There are no direct references to deposit rate adjustments in the provided data.
In summary, Uralsib Bank reported a strong financial performance in H1 2025, with a profit of 10 billion rubles, total assets of 820.5 billion rubles, and capital of 104.2 billion rubles. The bank's credit rating has been upgraded by two major Russian rating agencies, ACRA and NKR. However, the bank is subject to international sanctions, which could impact its international operations and partnerships. Specific details about the bank's geographic operations and deposit interest rates for 2025 were not available in the search results.
[1] Uralsib Bank Financial Report, H1 2025. [2] Uralsib Bank Press Release, Credit Rating Upgrades, 2025. [3] US OFAC Sanctions List, Uralsib Bank. [4] EU Sanctions List, Uralsib Bank.
- The strong financial performance and upgraded credit ratings of Uralsib Bank suggest a thriving business sector, despite facing challenges from international sanctions.
- Despite the robust financial standing of Uralsib Bank, further details about its geographic operations and deposit interest rates for 2025 remain elusive, potentially impacting its business expansion and customer relations within the finance sector.
