Uralsib Bank's "120 Days Maximum" credit card is ranked among the top 4 credit cards available
Bank Uralsib, a financial institution licensed by the Bank of Russia (General License No. 30 dated 10.09.15), offers a unique credit card product called the "120 Days Maximum" card. While the specific terms and conditions may vary, we've outlined the typical components of such credit cards and provided guidance on how to access the official terms for the Bank Uralsib version.
## Accessing the Full Terms and Conditions
To get the full terms and conditions for the "120 Days Maximum" credit card, you can visit Bank Uralsib's official website ([www.uralsib.ru](http://www.uralsib.ru)), contact their customer service via phone, email, or online chat, or visit a local Uralsib Bank branch.
## Key Components of Credit Card Terms and Conditions
### Grace Period The "120 days maximum" likely refers to an interest-free period on purchases if the outstanding balance is paid in full within 120 days. The exact calculation can start from the date of purchase or the statement date.
### Interest Rates After Grace Period If the balance is not fully repaid within the grace period, interest is charged on the outstanding amount. The interest rate for purchases and cash advances, usually expressed as an annual percentage rate (APR).
### Minimum Payment A minimum monthly payment amount is required to avoid penalties, along with what happens if the minimum payment is missed.
### Fees and Charges Fees such as annual fees, late payment fees, overlimit fees, cash advance fees, foreign transaction fees may apply.
### Credit Limit The maximum credit amount extended to the cardholder.
### Repayment Terms Details on how payments are applied (e.g., to interest first, then principal). Options for partial payments and consequences are also typically included.
### Benefits and Restrictions Possible rewards, cashback, or discounts associated with the card, along with restrictions on certain types of transactions.
### Default and Termination What constitutes default and the bank’s rights in case of non-payment or breach of terms.
### Dispute Resolution and Governing Law How disputes will be handled and the applicable law jurisdiction.
For the "120 Days Maximum" credit card specifically, benefits include cashback of up to 30% for purchases with partners, no-fee cash withdrawals, and free maintenance. The card can be delivered by courier or in digital form, and can be ordered online with one document.
For more information, visit Uralsib Bank branches, study the terms on the PAO "BANK URALSIB" website, or call 8-800-250-57-57 (free within Russia). Subscribe to ZenZen.News for updates on the "120 Days Maximum" credit card and other financial products.
To access the full terms and conditions for the Bank Uralsib's "120 Days Maximum" credit card, you can visit their official website (http://www.uralsib.ru), contact their customer service via phone, email, or online chat, or visit a local Uralsib Bank branch.
The "120 days maximum" likely refers to an interest-free period on purchases if the outstanding balance is paid in full within 120 days. Personal finance management is crucial to fully understand the interest rates, minimum payment requirements, fees and charges, credit limit, repayment terms, benefits, and restrictions associated with the card, which can be found in the official terms and conditions.
