Top Twenty Pricey ZIP Areas in Kentucky, According to Zillow's Data
Here's the revised version:
KENTUCKY'S RICHEST NEIGHBORHOODS: A DIVE INTO THE MOST EXPENSIVE ZIP CODES
Want to know where the big money's at in Kentucky? We've got you covered. Let's take a peek at the most expensive neighborhoods in the Bluegrass State, based on Zillow's home value index from March 2025.
Kentucky's Crown Jewels: Top 5 Pricey ZIP Codes
To unearth Kentucky's most expensive ZIP codes, we've dug through data from Zillow's home value index and the 2023 American Community Survey. Over 591 ZIP codes across the state were analyzed as part of this survey. We zeroed in on the 380 ZIP codes that Zillow tracks home values for within the state.
The analysis considered the latest home values data for March 2025 along with the average of 12 months of median home values, from April 2024 to March 2025. Let's dive in and see which Kentucky neighborhoods made the cut!
1. 40510: A Rural Gem West of Lexington
Topping the list is ZIP code 40510, covering an attractive, western expanse of Lexington. With just 416 households, this ZIP code boasts a median household income of $155,625 and an average household income of $193,134. Noticeably, nearly a quarter of households make $200,000 or more a year. Wondering how the property prices have fared? The median home value skyrocketed by over 10% in a single year, from $666,647 in March 2024 to $734,093 in March 2025, and a whopping 60% since March 2020's median of $458,675.
2. 40059: Prospect, Louisville's Suburb by the River
Position #2 goes to the 40059 ZIP code, centered on Prospect, northeast of Louisville, along the Ohio River. It also includes River Bluff. This area is a prosperous Louisville suburb, with over 7,900 households and 39.6% of them earning $200,000 or more a year. With a median household income of $165,000, the average household income is a hefty $237,494. Home values have seen steady growth over the past years, though not as quickly as some other ZIP codes. From $422,372 in March 2020, the median home value climbed by 42.1%, reaching $600,280 in March 2025, with a dramatic $30,000 increase reported in just the last year.
3. 40513: Another Gem West of Lexington
Coming in at #3 is ZIP code 40513, another tranquil rural area to the west of Lexington. The median household income in this ZIP code sits at $126,642, with the average household income at $166,149. Roughly a quarter of households pull in $200,000 or more annually. Home value appreciation in 40513 matches the No. 2 most expensive ZIP code's growth: an impressive 41.7% over five years, from $383,166 in March 2020 to $542,888 in March 2025.
4. 40502: Suburbs of Lexington Shine
Next up, ZIP code 40502 claims the #4 spot due to its select neighborhoods in the Lexington area, including Chevy Chase, Kenwick, Ashland Park, Lansdowne, and Lansdowne Merrick. Incomes here may not be as high as in other ZIP codes, with a median household income of $73,939 and an average income of $130,733. However, around 20% of households bring in $200,000 or more a year. Over the last five years, the median home value in 40502 has shot up by 43.2%, and the increase over the last year alone is pretty impressive: 6.2%, the equivalent of a tidy sum of over $32,000 since last March.
5. 40023: East of Louisville, Home to Wilsonville and Boston
Last but certainly not least, we find ZIP code 40023, east of Louisville, with the communities of Wilsonville and Boston. Incomes in this area are on the higher side for Kentucky. The median household income is $135,863, while the ZIP code's average is $172,324. A staggering 50% of households make $200,000 or more per year. Home values have grown relatively steadily in ZIP code 40023 compared to other areas on our list, with the median home value rising from $363,883 to $505,830 between March 2020 and March 2025, a healthy increase of 39%.
Keep in mind that these findings are based on Zillow's March 2025 data and do not provide specific city or neighborhood details associated with these ZIP codes. To pinpoint exact locations, you'd need to cross-reference ZIP codes with municipal records. Happy house-hunting!
- The most expensive places in Kentucky, based on Zillow's home value index, are not only exclusive neighborhoods but also some of the richest, with an analysis of 380 ZIP codes that Zillow tracks home values for within the state.
- In the realm of finance and investing, it's worth noting that the top 5 most expensive zip codes in Kentucky often attract noticeable interest from the real-estate business.
- A closer look at zip code 40510, a rural gem west of Lexington, reveals a surge in median home values, reaching $734,093 in March 2025, an increase of over 10% from the previous year.
- Despite a lower median household income compared to other expensive zip codes, the Lexington suburbs in zip code 40502 have demonstrated impressive growth in median home values, rising by 43.2% over the past five years.
- To delve deeper into the most expensive zip codes in Kentucky, consider analyzing household data, income distributions, and home values in areas like Belgravia, a potential candidate for most expensive places in Kentucky, given its high-income households and prime zip codes such as 40023.