Top-Tier Travel Insurance Choices for Wanderlust Consumers
Top Travel Insurance Options for Digital Nomads and Long-Term Travelers in 2025
Traveling for extended periods requires careful planning, and one essential aspect is having the right travel insurance. Here are some top choices for digital nomads and long-term travelers in 2025.
SafetyWing (Nomad Insurance + Remote Health)
SafetyWing, designed by nomads for nomads, offers monthly plans starting at around $45. This budget-friendly option covers travel, medical, COVID-19, and remote work needs. It is suitable for newcomers or those wanting global coverage with options to add family or upgrade to long-term health plans.
World Nomads
World Nomads is popular for its flexible coverage, insuring over 150 activities, including adventure sports like hiking and scuba diving. It operates on a per-trip basis (30–180 days) and is recommended for active travelers and part-time nomads.
Heymondo
Heymondo, a technology-focused insurer, offers straightforward policies with coverage up to $10 million, 24/7 doctor chat access, and add-ons for electronics and adventure sports. Although it does not cover people over 49 years old and is slightly pricier, it has no deductibles.
IMG Global
IMG Global provides travel and expat-level comprehensive plans tailored for U.S. citizens abroad, with customizable deductibles and limits. This option is suitable for those needing flexibility and higher coverage limits.
Cigna Global
Cigna Global offers full global health insurance with modular add-ons like mental health, dental, and 24/7 multilingual support. It is best for established nomads and slow travelers staying abroad for 1+ years.
Allianz Travel Insurance
Allianz Travel Insurance is a known global provider with broad travel coverage, including health and trip interruptions, suitable for long-term travelers.
When choosing travel insurance, consider additional features such as multi-country coverage, flexible duration options, telehealth services, coverage for remote work equipment, repatriation and family emergency return coverage, and coverage meeting visa requirements for specific destinations like New Zealand.
Never travel without insurance, as an unexpected incident could ruin the rest of your year. Always read the fine print of your policy to understand what you are covered for. In case of a claim, be prepared to work to get your claim approved, and store important information online in a secure, easy-to-access place.
In 2025, for digital nomads and long-term travelers seeking budget-friendly, travel, medical, COVID-19, and remote work coverage, SafetyWing's monthly plans are a suitable choice. On the other hand, World Nomads, with its flexible coverage for over 150 activities including adventure sports, might be more appealing for active travelers and part-time nomads.
