Title: Top-Rated Handyman Insurance Providers for 2025's Hustlers
Leading Insurance Providers for Home Repair Experts in 2025
Handymen – the unsung heroes of the construction world – need robust insurance coverage to protect their business and livelihood. A solid insurance policy can safeguard you from costly lawsuits and accidental damage claims. Here are the crème de la crème of insurance providers for handymen in 2025.
Top Handyman Insurance Providers of 2025
- Best All-Rounder: Huckleberry
- Honorable Mentions
- CNA - Outstanding customer satisfaction, extensive coverage options
- Travelers - Gold standard for vehicle coverage
- Thimble - Flexible, short-term insurance for project-based work
- Hidden Gems
- Next Insurance - Speedy, straightforward online services
- USAA - Ideal for military members and their families
- Hiscox - Specialists in professional liability insurance
- Simply Business - Affordable policies and personalized quotes
Huckleberry – The Swiss Army Knife of Handyman Insurance
Why Huckleberry Tops Our List- Fewer customer complaints for liability coverage- High liability limits- Convenient digital tools- Room for improvement regarding transported property protection and online claims filing
CNA – Ensuring Quality Work With a Smile
A Brand Built on Trust and Experience- Fewer customer complaints for liability, commercial auto and commercial property coverage- Wide selection of coverage options- Surety bonds available- No digital proof of insurance and no live customer service chat
Travelers – Truly Stepping Up for Handymen's Automotive Woes
Putting Your Wheels in Gear- Best customer complaint record for commercial auto coverage- Many coverage types, including for transported property- Surety bonds available- No live customer service chat
Thimble – Bite-Sized, Flexible Insurance for A-la-Carte Handymen
Tailor Your Coverage to Your Needs- Provides short-term liability coverage- Receives fewer complaints for liability coverage- Offers digital proof of insurance and online claims- No commercial auto coverage- Few inland marine coverages- No surety bonds
Next Insurance – Smooth Sailing for Tech-Savvy Handymen
Lightning-Fast Online Quotes and Policies- Offers a comprehensive range of online services, including electronic certificates of insurance- 5.0 rating by NerdWallet, making it one of the best options for independent contractors[3]
USAA – Saluting the Invisible Heroes Among Us
A Lifeline for Military Members and Their Families- Offers general liability and other types of insurance- 5.0 rating by NerdWallet for military members[3]
Hiscox – All Hands on Deck for Your Professional Liability Needs
Sailing into the Depths of Professional Liability Coverage- Specializes in professional liability insurance with global coverage and potential retroactive coverage- 4.0 by NerdWallet for professional liability insurance[3][5]
Simply Business – Keeping an Eye on the Cost of Handyman Insurance
Connecting You With the Right Insurance at the Right Price- Affordable policies tailored to individual businesses- Median costs around $55 per month for general liability insurance[2]
Why You Can Count on Investopedia's Ratings
At Investopedia, we've got your back. Since 2020, our team of experts has researched the industry, analyzed coverage options, and ranked insurance providers to help you make an informed decision and boost your business.
Our research encompassed:- Financial strength ratings from AM Best- Customer satisfaction ratings from J.D. Power's 2024 Small Commercial Insurance Study- Complaint data from the National Association of Insurance Commissioners- Coverage types offered- Coverage limits- Digital features- Discounts
Rest assured that our editorial policy ensures unbiased, thorough, and accurate reviews so that you can select the perfect insurance provider for your handyman business.
Sources:
[1] J.D. Power. "2024 U.S. Small Commercial Insurance Study."[2] Simply Business. "Handyman Liability Insurance: Cost, Coverage & More."[3] NerdWallet. "Best Small Business Insurance 2023."[4] NerdWallet. "Best Umbrella Insurance 2023."[5] NerdWallet. "Best Professional Liability Insurance 2023."
- "Investing in personal-finance management is crucial for handymen, as robust insurance coverage can be expensive yet essential for safeguarding their business and livelihood, similar to how seeking the best insurance providers like Huckleberry, Thimble, Next Insurance, Hiscox, and Simply Business can provide financial protection for their business."
- "Just as handymen might explore various providers for their insurance needs, an individual keen on managing their personal-finance wisely could also consider comparing rates and services from providers specializing in personal finance, such as those highlighted by NerdWallet in their Best Small Business Insurance, Best Umbrella Insurance, and Best Professional Liability Insurance of 2023."
