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Highest CD Rates Revealed for June 4, 2025 - Unanticipated Increase to 4.50% in 2-Year CD Terms for Customers

Rise in long-term CD rates: Interest rate increases from 4.40% to 4.50% today. The fluctuating CD rates suggest a potential opportunity for purchasing CDs at the moment.

Interest rates on the top-tier 2-year CD have surged to 4.50% from 4.40%, a slight increase today....
Interest rates on the top-tier 2-year CD have surged to 4.50% from 4.40%, a slight increase today. The turbulent CD market has made rates unpredictable, suggesting it might be opportune to consider investing now.

Highest CD Rates Revealed for June 4, 2025 - Unanticipated Increase to 4.50% in 2-Year CD Terms for Customers

Top CD Rates Right Now

Who doesn't love a good deal? Well, grab your piggy bank and buckle up, because we've got the hottest Certificate of Deposit (CD) rates for you! As of June 2025, here's what's shaking in the CD world:

  • Short Term: If you're looking for a quick investment with decent returns, check out these 3-Month CDs. Ranging from 4.13% to 4.50% Annual Percentage Yield (APY), you're bound to find something that'll make your money grow faster than a dandelion in the wind.
  • Medium Term: For a slightly longer commitment, consider a 6-Month CD. Top rates go up to 4.50% APY, making it a smart choice if you're not ready to tie your dough up for a year yet.
  • Long Term: If you're all about the long game, 3-Year to 5-Year CDs might be just what you need. While rates don't reach the heights of their shorter counterparts, you can still snag a 4.00% to 4.28% APY for 4-year and 5-year CDs.

Now, you might be wondering, "What if I want to lock in a rate for a specific term, but don't want to settle for a low return?" Don't worry, we've got you covered. Check out Newtek Bank and other top-rated institutions offering competitive rates for specific CD terms.

Keep in mind that these rates are subject to change based on market conditions, but for now, they're looking pretty sweet! So, why wait? Start growing your money and securing your financial future today!

Delve into personal-finance strategies and explore various investing options. For instance, consider investing in a 3-Year CD from Newtek Bank for a competitive 4.28% Annual Percentage Yield (APY), a smart move for long-term personal-finance goals. Additionally, if you prefer investing in the Finance sector, focusing on specific CD terms might lead to higher returns; for example, 6-Month CDs offer rates up to 4.50% APY, benefiting both short-term and medium-term investors.

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