Guide on Writing Out a Check with Dollars and Decimal Points (Including Examples)

Easily Writing a Check with Cents

Guide on Writing Out a Check with Dollars and Decimal Points (Including Examples)

When it comes to transferring funds using checks, cents can be a crucial detail that might seem insignificant but could cause confusion or errors. Here's a simple step-by-step guide on how to write a check with cents using an informal writing style for improved readability:

Writing a Check with Cents Step-by-Step

1. Write the numbers for the exact amount along with cents in the "amount" box, using a decimal point - for example: 47.50.
2. Write the full dollar amount in words beneath the line labeled "Pay to the Order Of" and follow it with "and" plus the cents as a fraction of 100. Use examples like Forty-seven and 50/100 or Four hundred seventy-five and 75/100.
3. Write the date on the top-right corner of the check, using either numbers or the abbreviated month name.
4. Fill in the name of the recipient (payee) on the "Pay to the Order Of" line. Always use their full legal name. For multiple recipients, you can use "and" or "or" between their names.
5. Use the memo line if you have any additional information to provide, like the purpose of the check. It's optional but can be helpful when keeping track of your transactions.
6. Sign the check on the line directly across from the memo line, ensuring it matches your bank signature card exactly.

Pro Tips

• Pinned corners: To prevent anyone from tampering with your check, consider pinning the corners before mailing it.
• Cents as zero: If cents are zero, still include "00/100" in the written amount - for example, Four hundred seventy-five and 00/100.
• Routing and account numbers: On the bottom of your check, you'll find your routing number and account number. These are important when setting up direct deposit or making payments by phone or online.

With these tips in mind, writing a check with cents is a breeze! Be mindful of the correct format to avoid penalties and processing issues. If you want more tips on managing your finances, check out our wide range of articles on personal finance, investment, and more.

When ready to write a check including cents, remember to input the exact amount and cents using a decimal point in the "amount" box, such as 47.50. When writing the full dollar amount in words, state the whole dollar amount, followed by "and" and the cents expressed as a fraction of 100, like Forty-seven and 50/100. Enhance your check-writing skills, and explore tips on personal-finance management by reading our informative articles.

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