Top Multiyear CD Rates Unleashed
Disappearance of 3 Promising CD Offers on May 2, 2025, Leaves 9 Still Awaiting Potential 4.50% Returns
Savvy investors are locking in some serious returns with the hottest multiyear CD rates on the market! Here's a taste of what you might snag with the best options out there:
Multiyear CD Rate Roundup
- 3-Year CDs:
- Lafayette Federal Credit Union: Boasting a 4.28% APY, this bad boy stretches until 2025. [3]
- Rising Bank: These guys dish out rates between 2.75% and 4.41% APY for your stash, setting a $1,000 minimum deposit. [1]
- Popular Direct: Their 3.90% to 4.40% APY offers can be yours with a minimum deposit of $10,000.
- 4-Year CDs:
- Lafayette Federal Credit Union: Their 4.28% APY sticks around for 4 years. [2]
- 5-Year CDs:
- Lafayette Federal Credit Union: You can score their 4.28% APY for five long years as well. [5]
- Heartland Credit Union and Mountain America Credit Union: Both delivers a 4.25% APY, ready to roll until 2027. [5]
- Synchrony Bank and KS State Bank: These two also dish out a tasty 4.15% APY. [5]
Keep in mind these rates can shift based on market changes and availability. Credit unions might require membership, but many welcome non-members with open arms for little to no hassle.
[1] - (Source: Rising Bank)[2] - (Source: Lafayette Federal Credit Union)[3] - (Source: Lafayette Federal Credit Union)[5] - (Source: Bankrate)
In the realm of personal finance, one might consider investing in tokens or cryptocurrency as an alternative to traditional methods such as multiyear CDs. For instance, Rising Bank offers CD rates that range from 2.75% to 4.41% APY, a potential option for investors to earn returns on their cash. However, a more aggressive approach towards personal finance could involve exploring Initial Coin Offerings (ICOs) for higher potential returns, though it's crucial to research and understand the inherent risks.
